5 Home Updates To Do Before You Refinance

Posted on March 12, 2021

Refinancing can save you thousands of dollars in the long run, and the increase in your home’s equity can also mean a big payoff if you ever decide to sell in the future. Before you call your Loan officer to get started on your refinance, it may be a good idea to take inventory of your home and make a list of improvements or updates to do. The Appraisal is what determines how much your home is worth, and if making a few updates can increase that number, you’ll be better off.

Give your garage a makeover: Declutter your storage space and consider installing cabinets or shelves for organization, expanding the structure to fit an additional car, or creating a dedicated workspace.
Paint and declutter: A fresh coat of paint can do wonders for your home’s appearance. Consider painting your walls with neutral colors to make it more appealing to future buyers. Before you paint, take the opportunity to declutter the rooms in your house too. Having a “place” for everything can make your home seem bigger and feel tidier.
Replace old carpet and flooring: Fresh carpet not only improves the appraisal value of your home but will also improve the air quality in your home. Moisture, dust, and dirt get trapped in your carpet’s fibers and after a while, just getting your carpets cleaned won’t be enough.
Improve curb appeal: Mow your lawn, remove weeds from your flower beds, blow off dirt, leaves, and grass from your driveway and sidewalk, trim your bushes or hedges. Anything you can think of that helps give your home a tidy appearance, will help increase your home’s value.
Unclog all drains and make sure water drains freely: Appraisers will check your water flow and drains in your home. Unclog them using a drain snake or a drain cleaner.

When it comes to home updates, don’t limit yourself to this list! Make your own list and tackle it months before you decide to refinance. The more improvements you do, the more money you can save in the long run. When you’re ready to refinance, we are ready to help.

Justice Roberts Loan Officer

Justice Roberts

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NMLS# 1269831
206-408-1241
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Over the last ten years my family and I have struggled moving from one place to another never staying long anywhere. It was a nightmare changing schools, forwarding mail, packing. Team Justice helped us get the home we've always wanted they helped us put down roots. We are happy to have worked and continue to work with them they go above and beyond. Even helping us refinance. Made buying a home enjoyable.

Viola H.

Justice did a great job with me. Actually better then great. I consider him my life long mortgae man. I highly recommend him and his team. They went above and beyond what they had to do and closed my loan so smoothly and seamlessly and in a very fast time.

Mark D. | Tacoma, WA

The timing of needs and the communication was the best I've ever experienced..bar none! The ease in which documents were submitted and signing of others is phenomenal. I would highly recommend them to anyone I meet..but only if you want exceptional service.

Joseph W. | Tacoma, WA

Justice and his team were an integral part of our home buying process. They made it so easy and explained everything in great detail what we needed to purchase our first home. I would highly recommend this team to anyone. So personable and answered all my questions on the spot with accurate information. Thank you so much!!

Dominique B.

Justice and Jessie where absolutely great to work with, very professional, timely, and on it, I will always do my home lending with them. They made sure to check in with us at least once a week through out the process that lasted over 4 months, not once did I feel like they got tired of working with us or anything. They always have such a great attitude and always wanting to help!

Wascar Carpio

It’s been a pleasure to work with Justice and his team. If you are wanting constant communication through your loan process, immediate response to your questions via email or text, professionalism, and someone to trust as you make a big decision such as buying a home, look no further than Justice and his team. You all have been wonderful to work, thank you again!!

Maria S. | Edmonds, WA

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