Mortgage Blog

Why getting Pre-Approved Matters

If you’ve ever thought about buying a home or you’ve talked to a realtor before, they may have suggested getting pre-approved before you start shopping...

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5 Home Updates To Do Before You Refinance

March 12, 2021

Refinancing can save you thousands of dollars in the long run, and the increase in your home’s equity can also mean a big payoff if...

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5 Tips for Home Negotiating

March 5, 2021

When it comes to buying a home, negotiating can save you more than you might think. Choosing a great realtor or real estate agent can...

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What is Private Mortgage Insurance?

February 25, 2021

What is PMI? Private mortgage insurance (PMI) is required for home buyers if they are putting less than 20% down to purchase their house. This...

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How a Refinance Works

February 5, 2021

Refinancing is the process of replacing an existing mortgage with a new loan. You can refinance your mortgage to lower your monthly payments, lower your...

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Closing Costs- Don’t Let Them Surprise You

January 13, 2021

Buying a house is expensive. Not only because of the long-term debt you’re acquiring, or the down payment you have to pay, but also because...

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Home Related Goals to Set in 2021

December 31, 2020

 Have you started thinking about your 2021 goals? Writing down the different areas of your life you want to change and making goals for each...

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How to Hygge

December 23, 2020

Hygge (pronounced “hoo gah”) is a Danish and Norwegian word for a mood of coziness and comfort with feelings of wellness and contentment. Those who...

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How Much Debt is Too Much Debt?

December 18, 2020

Lots of individuals and families want to purchase a house, but have no idea where to start. Figuring out your Debt to Income Ratio is...

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3 Things to do Before You Talk to a Mortgage Broker

December 11, 2020

3 Things To Do Before Talking To Your Mortgage Broker If you’re ready to purchase a home here are 3 things you can now, before...

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